A Smart Way to Buy a Home! You can purchase a new home or a typical resale home, and take your chances. Or, you can buy a certified Stephen O'Hara Home and enjoy peace of mind. Has this ever happened to you, or someone you know? You've made an offer on a home. To negotiate a mutually acceptable offer, you and your real estate agent determine your "bottom line" by calculating your buying costs. The bottom line is the net amount you will have to invest to complete your purchase. You've stretched and used every dime you have available to complete your purchase. You and the seller come to terms. You relax knowing you bought a home. As a part of your purchase, you hire an inspector to check the condition of the home. Then, a few days later, the nightmare begins with a phone call from your agent informing you the seller doesn't want to make any repairs. You find out that the repairs are going to be expensive, and you don't have any money left (because you used it all for the purchase) to repair the home. You discover that if you don't buy the home&Mac226; the seller can cancel the contract with you. Yet, you don't want to buy the money pit.