5 Steps for Getting Ready to Buy

Unlike many Agents who leave the task of ‘finding the best loan program’ to yourself, we work with Local lenders who understand your market and know of loan programs that might be beneficial to you.

We will check with your lender for any local programs that might help with closing costs or in other ways. Even though the media have pronounced the 100-percent-financing option dead, this is not always the case. Check it out for yourself and then get preapproved for a loan so you know how much house you're able to buy.

Educate yourself. Familiarize yourself with the neighborhoods you're interested in, the taxes and school districts. This not only helps you narrow down your search when you need to move fast, but also helps you figure out potential mortgage payments. Find a home in your desired neighborhoods.

This will save you time and effort. We simply that you TRUST me and my Partners to do our job. We are thriving in this challenging market and we have proven their worth. We have the resources and skills to help you find your next home.

Just because a house needs some paint or cosmetic fixes doesn't mean it's not a good buy. Most real estate agents have an address book full of trusted businesses they work with to help you fix up your new home. There’s an HUD program known as 203(k) that enables you to fold repair money into a primary mortgage; CONTACT ME about the program.

Read more about the 203(k) program.

Sometimes the first home you see is the right one for you. Don't discount it. Remember, good deals still go fast. Take advantage of the electronic tools your real estate agent has to offer. In many instances, real estate agents have access to better information than what you can find in a standard Internet search.

Find homes for sale in your desired neighborhoods.